Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ?

Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ?

Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ? : Dosto aaj ham aapse baat karenge ki kya hame apne baccho ke liye bhi insurance policy leni chahiye ya nahi leni chahiye, Baccho ke liye insurance policy khareedna zaroori hai ya nahi ya sirf ham apne childs ke liye insurance policy khareedkar sirf apne paise ki barbaadi karenge.




Dsoto aise bahut saare questions hain jo ki aap ko pareshaan kar saktey hain. to dosto aaj ham aapko batayenge ki children insurance policy buy karna chahiye ya nahi.
Sabse pehli zaroori baat hoti hai ki kisi ko insurance ki kya zarurat hoti hai?, Dsoto iski zaroorat uss bure samay main padti hai jab hamare saath kuchh bura hota hai ya fir hamari family ke saath kuchh bura hota hai jismain ki hamain paiso ki kathnayi ka bhi saamna karna padta hai. To dosto aise time main paise ki tangi se bachne ke liye Insurance cover ki zaroorat hoti hai.

Dosto Child insurance main, main apko bata dena chahta hu ki insurance companies father ki life risk ko cover kartey hain kuchh companies bacche ki life risk ko bhi cover karti hain to dosto iska matlab ye hota hai ki child insurance main bacche ko cover milta hai uski future life main uske father ya guardian ke baad aane wali paise ki kami ko poora karne ka, kyuki hamesha dekha jata hai ki kisi bhi bacche ke father ya guardian ke mar (death) jane ke baad paise ki wajah se baccho ki zindagi main jo pareshaaniya aati hain un pareshaaniyo ka to koi andaza bhi nahi laga sakta hai. To inhi sab pareshaniyon se apne baccho ko bachane ke liye child insurance karana zaroori hai.




Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ?

To dosto ismain jo jabse important baat hain ki child insurance plan main kya kya Premium Waiver Benefits hain.aur wo kon se benefits hain jo ki kisi bhi child insurance policy main uske father aur mother ki death ke baad diye jayenge. Agar bacche ke parents ki death policy complete hone se pehle hee ho jaati hai to kya unki death ke baad bacche ko policy ke premium ke paise bharne honge.

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Lekin dosto main yahan ye batana chahunga ke aisa nahi hai parents ki death ker baad insurance ki premium ko bacche ko nahi bharna padta hai aur jo bhi premium baaki reh chuka hota hai wo waived ho jata hai aur kuchh plans main to aapke bacche kko ek lumpsum paia bhi mil jata hai. Iske alawa aapke bacche ko policy poori hone ke baad saare benefits bhi mil jataey hain. To dosto ham samajh saktey hain ki child insurance lene main koi pareshani wali baat nahi hai kyuke ye aapke baccho ke future ke liye bahut zarooori hai.

Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ?

 

Kya Children Yani Ke Baccho Ka Insurance Karwana Chahiye ?Friends agar ham baat karain ki hame child insurance plan main Traditional insurance plan buy karna chahiye ya Unit Linked Insurance Plans (ULIPs) lene chahiye apne baccho ke liye. To dosto ham batana chahenge ki dono tarike ki insurance policies main kuchh acchhaiya aur baraiyya hoti hain jaise ki Traditional plan main aapke baccho ko ya policy mature hone ke baad aapko kam returns milenge jabki  doosri taraf ULIPs aapko zyada return bhi mil sakta hai ye market ke oopar depend kart hai, agar aap traditional policy lete hain to aapke bacche ke future main hone wali Padhayi ke kharch aur shadi ke kharch main madad kar sakti hai.




Dsoto main to aapko baatana chahunga ke aapko aisa raasta chunana chahiye jo Traditional plan aur ULIP plan ke beech ka ya jismain dono hi plan ke benefits mil jaye yani ke TermInsurance – jismain ki aap dono hi cheezon main 50%- 50% lagakar apne bachhe ke future ko secure kar saktey hain.

Dosto main ummeed karta hu ke aapko samajh aa gaya hoga ki hame apne baccho ke insurance policy ki zaroorat hai ya nahi.

 

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Shukriya……… Aapka din shubh ho……..

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