Top 5 Best Insurance Companies India Main Kon Se Hain

Top 5 Best Insurance Companies India Main Kon Se Hain

Top 5 Best Insurance Companies India Main Kon Se Hain: Dosto aaj ham baat karne ja rahe hain ki India main aise kon se insurance companies hain jaha se ham log khareed insurance policy khareed saktey hain.

Dosto India main 24 Life Insurance compnies hain jinki list maine neeche di huyi hai wo saari companies insurance products ko sale karti hain ab jo sabse badi problem wali baat jo kisi bhi aam insaan ke liye hoti hai wo ye hoti hai ke aisee kon see insurance policy hai jo hamare liye sabse adhik zaroori hai aur jisko khareedney se aapko adhik labh hoga aur aisee kon see companies hain jo aapko apka paisa sahi time pe aur bina pareshaan kiye de dainge.




Jaisa ki ap dekh rahe honge neeche main 24 ki 24 company ki list di hai jo ki India main Insurance ka karobaar karti hain. uske saath main usmai agle coloumn main Claim Settlement Ratio (%) ka column bhi hai jisse ke hame pata chalta hai ke kis company ke paas kitne claim settlement ke liye aaaye aur uss company ne kitne % claim ko sweekar kiya yani ke uska bhugtaan kiya.

Top 5 Best Insurance Companies India Main Kon Se Hain-

Sr.No Company Name Claim Settlement Ratio(%)
1 Life Insurance Corporation of India  98.14
2 ICICI Prudential Life Insurance  94.10
3 HDFC Standard Life Insurance  94.01
4 Max Newyork Life Insurance  93.86
5 Star Union Dai-ichi Life Insurance  92.86
6 Bajaj Allianz Life Insurance  91.29
7 SBI Life Insurance  91.06
8 Kotak Life Insurance  90.69
9 IDBI Federal Life Insurance  90.34
10 PNB MetLife Insurance  90.24
11 Sahara Life Insurance  90.19
12 Tata AIA Life Insurance  89.68
13 Bharti AXA Life Insurance  88.13
14 Birla Sun Life Insurance  87.76
15 Canara HSBC OBC Life Insurance  86.76
16 Aviva Life Insurance  84.01
17 Exide Life Insurance  83.16
18 Reliance Life Insurance  81.97
19 AEGON Life Insurance  81.00
20 Future Generali India Life Insurance  74.88
21 IndiaFirst Life Insurance Company Ltd – India First  73.13
22 Shriram Life Insurance  67.69
23 Edelweiss Tokio Life Insurance  60.00
24 DHFL Pramerica Life Insurance  22.14

Dosto kisi bhi insurance company ke acche ya bure hone ka sabse pehla aur important tarika ye hota hai ke uss company ka Claim Settlement Ratio (%) kya hai jaise ki aap ooper wali table main dekh saktey hain hamne table ko uss tarike se dikhaya hai ke jis company ka claim settlement ratio jitna adhik wo company utni hee vishwasniya yani ke trust karne layak hai.

Aur Claim settlement Ratio ke hisab se ham dekh saktey hain ki Public sector ki ek matra company LIC of India jo ke ek matra Gov. company hai uska claim settlement ratio sabhi companiyo se behtar hai. Lekin iska matlab ye nahi hai ke LIC of India hee ek matra aisee company hai jaha se aap insurance khareed saktey hain.

Kyuke dosto Claim Settlement Ratio hee ek matra wajah nahi hai jissko dekh kar ham kisi insurance company par vishwas kar saktey hain, kyuke IRDA ne kuchh samay pehle Insurance Act ke section 45 main kuchh badlaav kiye hain, jiske anusaar agar koi policy 3 saal tak jaari rehti hai to insurance company uske claim ko reject nahi kar sakti hai.

Top 5 Best Insurance Companies India Main Kon Se Hain-

1- Dosto aap dekh saktey hain ooper wali table main ki Claim settlement ratio ke hisab se 98.14 % claim settlement ke saath Life Insurance Corporation of India first no. per hai.

2- Dosto aap dekh saktey hain ooper wali table main ki Claim settlement ratio ke hisab se 94.10 % claim settlement ke saath ICICI Prudential Life Insurance Second no. per hai.

3- Dosto aap dekh saktey hain ooper wali table main ki Claim settlement ratio ke hisab se 94.01 % claim settlement ke saath HDFC Standard Life Insurance Third no. per hai.

4- Dosto aap dekh saktey hain ooper wali table main ki Claim settlement ratio ke hisab se 93.86 % claim settlement ke saath Max Newyork Life Insurance Fourth no. per hai.

5- Dosto aap dekh saktey hain ooper wali table main ki Claim settlement ratio ke hisab se 92.86 % claim settlement ke saath Star Union Dai-ichi Life Insurance Fifth no. per hai.




Par dosto main fir se batana chahunga ke Claim settlement Ratio ek akela tarika nahi hai kisi bhi company ki vishvasniyta ke baare main poori jaankari dain to dosto uske liye main neeche kucch baatain batane ja raha hu jo ki baaki baato ke saath saath bahut hee zaroori hain;

Top 5 Best Insurance Companies India Main Kon Se Hain:

First – Aap jis Insurance company se insurance khareedna chahtey hain wo kitni purani hai;

Top 5 Best Insurance Companies India Main Kon Se Hain

Dosto hamin un companies ko adhik wazan dena chahiye jo ki 10 saal ya uss se adhik purani companies hain Indian market main jaisa ke ham log jaamtey hain ki India main saal 2000 main Private companies ko insurance sector main entry ka mauka diya gaya thha to agar ham aaj ki date main baat kare to uss baaat ko bhi aaaj 16 baras yani ke saal ho gaye hai to agara ham 10 saal purani companies ko zyada weight-age dete hain to ye ek sahi faisla hoga.

Aur in 24 companies main se lagbhag 12 aisee companies hain jo ki 10 saal ya usse bhi adhik purani hai to main to aapko reccomend karunga ke ham in main se hee kisi company se insurance buy karain. Lekin aisa bilkul nahi hai dosto ke hame nayi companies ko chance nahi dena chahiye but uska criteria aapko samajhna hoga ke aap kis base par wo company chooose karte hain.

Second – Jis company co aap choose kar rahe hain uska insurance plan kitne Rs. ka hai:

Dosto ye ek bahut badi wajah hoti hai jiske kaaran se aksar ham main se sabhi log aisee insurance policy khareed kisi aisee insurance company se khareed lete hain jo ki hame bahut hee pareshaan kar sakti hai, to dosto meri salah to ye hee rahegi ki aap jab bhi koi insurance policy buy karna chahe tab aap uss company ke insurance plan kee keemat se zyada uss company ke insurance plan ke features ke baare main jaan lena chahiye.

Kabhi bhi saste insurance plan ke chakkar main faskar koi galat faisla na le lain kyuke ye aap ke bhavishya ka sawal hai kyuke aapka bhavishya uss par kaafi hadd tak nirbhar karta hai.

Third – Jis company co aap choose kar rahe hain uska Claim Settlement Ratio Kya hai:

Dosto jaisa ki ham ooper bhi discuss kar chuke hain ke jis bhi company ka claim settlement ratio accha hota hai aisee company ko choose karna aapke liye accha hoga.

Fourth – Jis company co aap choose kar rahe hain wo kon kon se plan de raha hai:

Yaha hamain ye dhayn rakhana kchahiye ki aap ki zaroorat k hisab se kon si insurance policy aapke liye best suited hai jismain ham check kar saktey hain ke uss policy ka minimum term kitna hai ya maximum term kitna hai uss policy ki maturity date aap ke future plans ke hisab se match kar rahi hai ya nahi jaise ki agar aap soch rahe hain ki maturity ke baad aap uss paise se apne bete ya beti ki shaadi kar denge ya ap apne retirement ka kuchh plan kar rahe hain etc.

Ismain aap dekh saktey hain ki maximum age, maximum term kya hoga premium ko pay karne ki kya flexibility hai wagairah- wagairah.

Iske alawa aap ye dekh saktey hain ki aapki policy main kya features hain kya choices hain wo kitne rupees ki hai wo policy vishwasniya hai ya nahi. Main aapko neeche aisee hee 5 companies ke naam batane ja raha hu jo aapke lye perfect match ho saktey hain insurance buy karne ke liye.

Top 5 Best Insurance Companies India Main Kon Se Hain

1 Life Insurance Corporation of India
2 ICICI Prudential Life Insurance
3 HDFC Standard Life Insurance
4 SBI Life Insurance
5 Kotak Life Insuranc

Summary for Top 5 Best Insurance Companies India Main Kon Se Hain: Dosto jaisa ki aap dekh saktey hain hamne sabse pehle aapko India ki 24 Insurance companies ke baare main bataya fir aapko baataya aiseekon see best 5 companies hain jo ki sabse zyada claim settlement ratio ke saath sabse ooper hain uske baad hamne bataya ki overall aisee kon see compnies hain jinse ki insurance buy karna aapke liye ek accha option ho sakta hai.

Lekin yaha dosto main ek baaat bilkul saaf kar dena chahte hu ki ye saari baatain aap par nirbhar karti hain ke aap kon sa insurance plan kis company se buy karna chahiye aur wo aapki zaroorat ko kitne % yani ke pratishat poora karti hain.




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To dosto main ummeed karta hu ke aapko hamari ye post Top 5 Best Insurance Companies India Main Kon Se Hain pasand aayi hogi aur insurance khareedne se pehle aap ooper di huyi baato ko dhayan main rakhkar apne liye apne future ke hisaab se sahi aur best insurance company aur policy choose karenge.

Dsoto agar aap ko kuchh samajhne main dikkat aa rahi hai to aap hame comment box main apne sawal likh kar bhej saktey hain ham koshish karenge ke aapke sawalo ka jawab mile.

Aap hame subscribe bhi kar saktey hain aisee hee nayi nayi jaankariyo ke liye……..

 

Dhanyavaad ………..  Aapka din shubh ho……….!!!!!!!

2 thoughts on “Top 5 Best Insurance Companies India Main Kon Se Hain

    • 28/06/2016 at 4:08 PM
      Permalink

      Dost main ummeed karta hu ke jo neeche dus naam bata raha hu unke pros & cons (yani ke acchai aur burai) ke hisaab se jo aapko fit rahe wo hee aap ke liye sabse acchi policy hoti hai.

      Insurer – Name of the Policy – Premium (Annual) – Optional
      1- LIC – e-Term – Rs 8,988 – Nil

      2- ICICI Prudential – iProtect Option – Rs 5,085 – Waiver of Premium on Disability,  Critical Illness Benefit, Death Benefit/Terminal Illness Benefit

      3- HDFC Life – Click 2 Protect Plus – Rs 5,829 – Accidental Disability Rider

      4- Max life – Max Life Online Term Plan- Basic Cover – Rs 4,250 – Comprehensive Accident Benefit Rider

      5- Bajaj Allianz – iSecure – Rs 4,486** – Nil

      6- SBI Life – eShield – Rs 3,500 – Accidental Death Benefit.

      7- Kotak Mahindra – Kotak Preferred e-Term Plan – Rs 4,952 – Accidental Death Benefit Rider

      8- Met life – Mera Term Plan-Full Lump Sum Payout – Rs 5,267 – Accidental Death Benefit Rider, Premium Waiver, Accidental Disability,  Critical Illness Rider, Serious Illness Rider

      9- Bharti AXA – e-Protect – Rs 4,100 – Daily Hospitalization Cash Benefit Rider

      10- Aegon Religare – iTerm – Rs 4,674 – Accidental Death Benefit Rider, Waiver of Premium Rider on Critical Illness, Women Critical Illness Rider

      Reply

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